Optimization of the legacy portfolio

Insurance companies often face challenges when dealing with legacy portfolios during IT system replacements, implementing new product strategies, or mergers. These legacy portfolios are often unprofitable and tie up valuable resources.

At such times, they must decide whether to maintain the status quo, divest or terminate portfolios, or invest in comprehensive migration.

Horn & Company supports insurance companies throughout this complex process of legacy asset management:

• We assist in decision-making by transparently outlining tied-up resources and revenues.
• We help in selecting suitable providers.
• We guide the implementation of run-off strategies.

Together, we develop customized and efficient solutions that not only alleviate economic burdens but also minimize risks, comply with regulatory standards, and maintain existing customer relationships.