We understand Savings Banks
From Transformation to Value Creation
Shaping a “best-practice savings bank” together
Rising customer expectations of digital offerings, increasing competitive pressure, more and more regulation and, last but not least, challenges on the labor market – However, there are also significant market opportunities and considerable untapped potential: Diffuse starting points require more than ever a forward-looking and effective management approach in savings banks. And that is precisely our commitment: Together, we strengthen your savings bank's business model through clear strategic positioning and a derived operational focus. We translate strategy into the bank's everyday business processes—with clear measures and real change.
We create solutions for your key challenges: From the sustainable growth strategy, to maintaining social responsibility, to the design of performance programs. Always driven by measurable P&L effectiveness and the aspiration to redesign best practice. Benefit from our extensive expertise, built through years of advising savings banks, associations and partner institutions.
- Strong business sense: Comprehensive understanding of the market and your business model as the basis for practical and functioning solutions.
- No set-up times: In-depth knowledge of processes, technologies and model concepts of the Sparkassen-Finanzgruppe ensures that the results can be readily implemented.
- High data competence: Data-based understanding of consulting to objectify complex issues while achieving measurable results.
- Reliable network: Networking within and outside the Sparkassen-Finanzgruppe ensures access to “the relevant contacts”.
- Complete value creation: From strategy and target image to detailed conception, implementation and change management - we take full responsibility.
- Flexible method setting: From agility to waterfall - we adapt our methodology to your initial situation; even remotely, but preferably on site.
In recent years, we have been able to support over 200 key projects in the Sparkassen-Finanzgruppe; shaping concepts such as S-Finanzkonzept Update, sales strategy of the future/Optima, securities intensification, junior customer concept or EBA guidelines/CSRD for the Sparkassen-Finanzgruppe. Over 90% of our SFG customers make use of our consulting services several times: the greatest appreciation we can imagine!
Get to know the consultants from our “Banking” Competence Center and benefit from our know-how and expertise. We look forward to tackling your challenges and are pleased to be your sparring partner from the early stages of the solution process.
Our services for savings banks
No matter what kind of change you want to drive, we will support you with the right expertise and the right approach. Above-average performance and sustainable change are our guiding principles.
technology &
transformation
Experience with Horn & Company how you can turn your ideas and goals into measurable transformation successes with the use of technology.
Experience our Competence
Artificial Intelligence & data
From new use cases and AI operating models to ethical considerations: Horn & Company shows you how to use AI effectively and impactfully to generate added value and transform your business model for the long term.
Experience our competenceOur experts for the future of your savings bank
Let us plan together how we can ensure the future success of your savings bank. Feel free to schedule an appointment with our experts today and take the next step towards your success!
