We understand mortGage banks

Horn & Company makes your covered bonds business future-proof.

Collateralized lending - capital market-based refinancing - rolling collateral management

Mortgage banks are currently facing major challenges. Lower interest margins are putting pressure on earnings, while upheavals in the real estate market and the partial withdrawal of market players from individual credit segments, such as shipping and aviation, are making it more difficult to grant loans. Alternative financing solutions are gaining in importance and changing the market landscape. In addition, increasing regulation and risk management requirements demand corresponding investments in expertise and technology. Digitalization is fundamentally changing customer expectations and E2E processes.

Horn & Company contributes decisive industry expertise here. We understand the specific requirements of mortgage banks and support them in adapting to the new market conditions. With in-depth knowledge of strategy development and implementation, credit processes and risk management, our consultants help to optimize processes and strengthen profitability. We can also offer valuable support in the structuring of efficient refinancing, the placement of covered bonds and rolling collateral management. ESG and green bonds are playing an increasingly important role here.

Take advantage of Horn & Company's expertise to master your challenges. Optimize your credit processes and risk management. Improve your refinancing strategies and increase the attractiveness of your covered bonds. Contact us and work with us to achieve sustainable success in a dynamic financial world.

Our services for mortgage banks

Horn & Company contributes tailor-made services for sustainable corporate success.

Mortgage Banks consulting 
Horn & Company Modular Strategy Process 

Horn & Company advises you holistically from the development to the implementation of your business strategy.

Mortgage Banks consulting 
Credit Processes of the Future

Rethinking credit processes with Horn & Company - from loan initiation to lending. 

Mortgage Banks consulting 
Optimized Process Management

Horn & Company is your partner for optimizing existing processes and for implementing effective new ones.

Mortgage Banks consulting 
Sustainability Transformation in Banking

The sustainability transformation – great challenges come with great opportunities. Horn & Company is your partner to adress these holistically. 

technology &
transformation

Experience with us how you can use technology to turn your ideas and goals into measurable transformation successes. 

Get to know our expertise

Artificial intelligence & data

From new use cases and AI operating models to ethical considerations: Horn & Company will show you how to use AI effectively and impactfully to generate added value and transform your business model for the long term.

Get to know our expertise

our experts for mortgage banks 

Our experts leverage their experience throughout the entire value chain.

experts
Dr. Christoph Winkler

Associate Partner

E-Mail

More
experts
Dr. Matthias Sattler

Managing Partner

E-Mail

More
Horn & Company Banking Insights
Register now and receive our latest publications directly in your mailbox!

Für den Versand unserer Newsletter nutzen wir rapidmail. Mit Ihrer Anmeldung stimmen Sie zu, dass die eingegebenen Daten an rapidmail übermittelt werden. Beachten Sie bitte auch die AGB und Datenschutzbestimmungen.